Salary Calculator

In-Hand Salary Tool

Salary Calculator

Calculate your estimated in-hand salary, monthly deductions, annual deductions, gross salary, net salary, and CTC breakup using this simple salary calculator.

Enter Your Salary Details

₹10,00,000
Commonly 40% to 50%
Commonly 40% or 50%
Usually 12%
Included in CTC
Included in CTC
Included in CTC
Enter 0 if not applicable
Enter estimate manually
Insurance, meal card, etc.
For in-hand estimate
This calculator gives an estimate. Actual salary may vary based on company policy, tax regime, payroll rules, state professional tax, insurance, reimbursements, ESIC, PF wage ceiling, and other deductions.

Salary Summary

Monthly In-Hand Salary
₹0
Estimated take-home salary after deductions.
Annual In-Hand Salary
₹0
Estimated yearly take-home salary.
Monthly Gross Salary
₹0
Estimated monthly gross before deductions.
Monthly Deductions
₹0
PF, tax and other monthly deductions.

Insight

Your in-hand salary depends on fixed pay, bonus, PF, tax, and other payroll deductions.

In-Hand vs Deductions

Visual split of your estimated monthly in-hand salary and deductions.

Annual CTC Breakup

Simple bar view of fixed pay, bonus, employer PF, gratuity, and deductions.

Salary Breakdown Table

Metric Monthly Annual Meaning

What is Salary Calculator?

A Salary Calculator helps you estimate your in-hand salary from your annual CTC. It separates salary components like basic salary, HRA, special allowance, bonus, PF, professional tax, TDS, and other deductions.

How This Salary Calculator Works

This calculator starts with your annual CTC and estimates fixed salary, bonus, employer PF, gratuity, monthly gross salary, deductions, and final in-hand salary. You can edit every important input to match your offer letter or salary slip.

Benefits of Using a Salary Calculator

  • Helps understand CTC vs in-hand salary
  • Shows monthly and annual salary breakup
  • Useful before accepting a job offer
  • Helps compare salary packages
  • Shows impact of PF, tax, bonus, and deductions

Salary Calculation Example

Suppose your annual CTC is ₹10,00,000. Your basic salary is 40% of CTC, HRA is 50% of basic, employee PF is 12% of basic, and you have monthly TDS and professional tax. This calculator estimates your gross salary, deductions, and final in-hand salary.

Frequently Asked Questions

What is the difference between CTC and in-hand salary?

CTC is the total cost to company. In-hand salary is the amount you receive after deductions like PF, professional tax, TDS, and other payroll deductions.

Is bonus included in monthly in-hand salary?

Bonus may be paid monthly, quarterly, yearly, or based on performance. This calculator lets you include or exclude bonus from monthly in-hand salary.

Is employer PF part of CTC?

Many companies include employer PF contribution in CTC. This calculator treats employer PF as a CTC component.

Does this calculator calculate income tax automatically?

This version lets you enter monthly TDS manually. For detailed tax calculation, use the Tax Calculator.

Why is my actual salary different from calculator result?

Actual salary can differ because of company payroll rules, reimbursements, insurance, ESIC, leave deductions, tax regime, and state-specific professional tax.

Can I use this for job offer comparison?

Yes. You can enter different CTC values and deductions to compare estimated in-hand salary from different offers.

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