PPF Calculator
Calculate your Public Provident Fund maturity amount, total investment, estimated interest, and year-wise growth with this simple PPF calculator.
Enter Your PPF Details
PPF Summary
Insight
PPF works best when you invest regularly and stay invested for the long term.
Investment vs Interest
Growth Over Time
PPF Breakdown Table
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What is PPF?
PPF stands for Public Provident Fund. It is a long-term savings scheme used by many people in India for safe wealth creation, tax saving, and retirement planning.
How This PPF Calculator Works
This PPF calculator estimates your maturity value by using your yearly investment, annual interest rate, and investment period. It shows your total deposits, estimated interest, maturity value, and year-wise growth.
Benefits of Using a PPF Calculator
- Helps estimate long-term maturity value
- Shows how much interest you may earn
- Useful for tax-saving and retirement planning
- Helps compare PPF with SIP, FD, RD, and other investment options
- Shows the power of long-term compounding
PPF Calculation Example
Suppose you invest ₹1,50,000 every year in PPF for 15 years at an assumed interest rate of 7.1% per year. This calculator will estimate your total investment, interest earned, and final maturity amount.
Frequently Asked Questions
What is the current PPF interest rate?
The calculator uses 7.1% as the default rate. You can edit the rate if the government revises the PPF interest rate.
What is the minimum investment in PPF?
The minimum yearly investment in a PPF account is ₹500.
What is the maximum investment in PPF?
The maximum yearly investment in PPF is ₹1,50,000 in a financial year.
What is the maturity period of PPF?
PPF usually has a maturity period of 15 years. It may be extended after maturity in blocks of 5 years.
Is PPF good for long-term investment?
PPF can be useful for people who want a safe, long-term, tax-friendly savings option.
Can I use this calculator for monthly PPF deposits?
This version uses yearly deposits for simple calculation. If you invest monthly, you can enter your approximate yearly total deposit.
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